HOW LONG DOES IT
REALLY TAKE TO
CLOSE A DEAL.
Two parts. One decision. Your move.
Two property types — immediate delivery or pre-construction — with an optional credit layer that adds time to either path. Most buyers don't plan for the full timeline. That's where the surprises come from.
Three tracks · One decision
Know which path
you're actually on.
The market presents every purchase as simple and fast. It isn't. The timeline depends entirely on which track you're on — and whether you've accounted for credit. Most buyers discover Track C after they've already committed to Track A or B.
The property exists. It can be inspected, appraised, and transferred. The clock starts the moment you engage — and the 90-day ceiling assumes nothing goes wrong with title or financing. Plan for the high end.
Profile & financial screening
Non-negotiables defined. Real budget confirmed. Risk profile documented. No properties shown until the filter exists.
Market analysis & zone selection
We scan the relevant inventory for your criteria. Zone shortlist built on data, not developer preference.
Property visits & validation
Site visits with structured evaluation. Physical, legal, and structural flags documented before any emotion enters the process.
Offer + negotiation
Written offer submitted. Counteroffer cycle managed. Aligned with your position — not a commission timeline.
Legal due diligence
Title search, trust verification (fideicomiso), liens, zoning compliance. Everything the seller's agent won't surface.
Escrituración & closing
Notary coordinates. Final payments. Title transfer executed. Keys delivered.
You're buying something that doesn't exist yet. The promise of a lower price carries real developer risk. Most buyers don't vet the developer — they vet the renders. That's the exposure.
Profile screening
Capital structure assessed. Pre-construction risk tolerance confirmed. Payment schedule feasibility verified.
Developer vetting & project validation
Developer track record, permit status, trust structure, financial backing. Most projects fail here — before you sign anything.
Contract analysis & negotiation
Pre-sale contracts favor the developer by default. We negotiate delivery guarantees, penalty clauses, and exit provisions.
Reservation + initial payment
Reservation fee locks your unit. Initial payment schedule begins. All terms documented.
Monthly payments during construction
Payment schedule runs through construction phase. Milestone updates. Developer accountability maintained.
Final inspection + delivery + escrituración
Punch list inspection. Defect documentation. Title transfer. Occupancy only after delivery standards are met.
Run this track in parallel with Track A or B. It adds time — plan for it. Credit timelines in Mexico are not US timelines. The underwriting culture is different. The documentation requirements are different. The delays compound.
Pre-qualification with bank or developer
Income verification, credit history, nationality requirements. Know your approval ceiling before you fall in love with a price point.
Financial documentation
Tax returns, bank statements, proof of income. Requirements vary significantly between Mexican banks and developer financing.
Appraisal
Bank-ordered appraisal. If the appraised value comes in below purchase price, your loan gap widens. Plan for this.
Credit committee review
Full underwriting. This is where approvals stall. Delays here cascade into closing timeline overruns.
Loan approval
Conditional approval issued. Final conditions must be cleared before disbursement. Read every condition.
Add to closing timeline
Credit track runs parallel — but adds real time. Factor it in from day one, not as an afterthought.
What the timeline doesn't show
The number is the floor,
not the ceiling.
Every timeline above assumes documentation is complete, title is clean, the developer is solvent, and credit is approved without conditions. In the real market, at least one of those assumptions is wrong. The question isn't how fast — it's how prepared.
"The buyer who knows their timeline controls the negotiation. The buyer who doesn't knows they're being managed."
Most common delay
Title irregularities surface during due diligence — after the emotional commitment.
Biggest credit trap
Appraisal comes in below purchase price. The gap becomes your problem, not the seller's.
Pre-sale risk ignored
Developer permit is pending at reservation. Construction start depends on sales targets they haven't hit.
Know your timeline
Know which track
you're actually on.
One conversation. We map your situation to the right track, surface the real constraints, and tell you what the timeline actually looks like for your specific deal — before you commit to anything.